FINAL PRICE REDUCTION – $725,000 – This is the final weekend to submit offers – Highest & best by 11/2/26. Welcome to this beautifully updated brownstone in Bergen-Lafayette, Jersey City, blending historic character with modern comfort and private outdoor space. This 3-bedroom, 3.5-bath home features an updated kitchen with brand-new appliances, central heating & cooling; a private deck, and private-backyard. The versatile finished, lower level offers flexibility for an additional bedroom, full bathroom, wet bar, and bonus living space, with separate hvac systems for added comfort. Ideal for a home office, gym, entertainment area, or creative studio. Conveniently located near neighborhood restaurants, cafés, parks, light rail, and bus transportation, with easy access to Downtown Jersey City and NYC. Furniture is excluded from the sale but may be purchased separately or potentially included in the sales price. **Buyer Incentives Available: Seller is open to negotiating buyer concessions toward eligible closing costs, prepaid expenses, escrow items, and/or an interest rate buydown. Additional financing incentives may be available through a participating preferred lender. All concessions and incentives are subject to negotiation, lender approval, loan program guidelines, and applicable regulations.**