Why keep paying rent when you can live in one unit and offset your mortgage with rental income. Welcome to 640 37th Street, a well-maintained two-family home offering space, flexibility and income potential in a desirable Union City location. Featuring 5 bedrooms, a versatile office/den and 2 full bathrooms, oversized bedrooms, abundant natural light and beautiful hardwood floors. Modern kitchens feature quartz countertops and several brand-new appliances, while the private backyard provides an inviting space for relaxing and entertaining. Each unit includes its own washer/dryer area and separate water meter. Conveniently located near shopping, restaurants, parks and public transportation, with easy access to NYC, bus to Port Authority is approximately 24 mins. Ideal for an owner-occupant looking to offset housing costs with rental income or an investor seeking a versatile two-family property.