First-Time Home Buyer Rates in the Low 5% with 5% down no PMI! Perfect for commuters, this two-family home boasts a prime location just two blocks away from Blvd East and convenient NYC transportation. The lower unit offers unparalleled comfort with an open living room gleaming with sunlight, an eat in kitchen, two generously sized bedrooms, a potentially third bedroom option, and one full bathroom all complemented by a bonus flex space on the lower level perfect for extended family or guest suite. It offers a deck with direct access to the well-maintained yard, perfect for outdoor relaxation or entertaining guests. The upper unit features an open living room gleaming with sunlight, a large eat in kitchen, two brightly lit spacious bedrooms and one full bathroom. Conveniently situated near 60th street and Bergenline, which is the business district complete with restaurants, stores, and a mere two blocks from Memorial High School, this residence offers unparalleled accessibility to all amenities. This home has separate utilities ensuring efficiency and comfort for both units. Both units are equipped with closet space throughout offering convenient storage solutions. Additional features include a 2-car garage and parking space for an additional 3 cars outside. This well-maintained property presents a rare opportunity for both comfortable living, occupying one unit and collecting rent on the other or an amazing investment potential!