Welcome to this beautifully modernized Victorian farmhouse on a 25×100 lot in the heart of Bergen-Lafayette, just minutes from Manhattan. This fully detached two family offers flexibility and upside for owner occupants and investors alike. The larger unit is a 3 bedroom, 2 bathroom duplex spanning the upper levels, featuring a spacious owners suite and an original decorative mantel in the living room that preserves the home’s Victorian character. The parlor level unit offers 2 bedrooms and 1 bathroom with its own private layout. Both units feature brand new kitchens and bathrooms with modern fixtures throughout, plus central air. The private yard can function as a shared amenity or be divided for separate use between units, offering added flexibility for tenants or multigenerational living. Located in Bergen Lafayette, one of Jersey City’s fastest growing neighborhoods with easy access to transit into Manhattan, this property is a strong opportunity for house hacking, rental income, or long term investment. **Special financing available with preferred lender Jackie Koven at Cross Country Mortgage. Grants ranging from $15,000 to $22,000 available for down payment and/or closing cost assistance. Interest rates as low as 4.5%**