SELLER OFFERING A 2-1 MORTGAGE RATE BUYDOWN — LOWER MONTHLY PAYMENTS FOR THE FIRST TWO YEARS! A rare Hamilton Park opportunity under $500K, now with an added financial incentive! Take advantage of a seller-funded 2-1 mortgage rate buydown, designed to reduce your interest rate by 2% in the first year and 1% in the second year, making homeownership more affordable while you settle into one of Downtown Jersey City’s most sought-after neighborhoods. Offering exceptional value, this beautifully appointed one-bedroom plus den combines historic character, incredible natural light and flexible living space at an increasingly hard-to-find price point. An airy, open layout is framed by high ceilings, hardwood floors, original slate mantels and oversized east, west and north-facing windows that fill the home with natural light throughout the day. Custom built-ins and exceptional closet storage add both style and functionality, while the versatile den is ideal for a home office, guest space or cozy retreat. The spacious eat-in kitchen features abundant cabinetry, granite countertops, stainless steel appliances, custom lighting and three windows of its own. The recently renovated bathroom adds a contemporary touch with a marble shower, floating vanity and frameless glass shower door. In-unit laundry can also be added, offering even greater convenience. Residents enjoy a landscaped common yard and full laundry room, all just moments from Hamilton Park, neighborhood cafés and restaurants, farmers markets, tennis courts, shopping and community events. Grove Street and Newport PATH stations are nearby for easy access to Manhattan. Space, character, location and value — now with the added benefit of reduced mortgage payments for the first two years!